If you want the best protection for your vehicle, you should always add collision coverage to your auto insurance policy. With collision coverage, you can receive compensation for the damages you incur to your car, even if you are responsible for causing the collision. Here are several things to understand about how collision coverage works after an accident. You Won’t Need It If Someone Else Causes the Collision The insurance coverage you have on your policy does not always cover accidents you are involved in, and it always depends on who caused the accident.…Read More »
Can You Insure It? Yes, You Can!
If there was a flood in your area that caused a lot of damage to your home, one of the first things you should do is contact your insurance company. Below you will find three tips to help things go much better for you. Hire an Insurance Adjuster An insurance adjuster will be sent out to your property to determine the damage the flood caused your home. This is important as this will show the insurance company the amount of money they need to pay in order to repair all damages and get your home back to normal.…Read More »
When you buy a house with a mortgage, your lender will not allow you to close on it unless you have homeowner’s insurance for the property. This requirement is a standard rule across the board with all lending institutions. Once you pay off your loan, you will no longer have a lender telling you that you must have home insurance. Does this mean that you should cancel your policy? It means that you can choose to cancel it if you wish, but this is not always a smart move.…Read More »