If there was a flood in your area that caused a lot of damage to your home, one of the first things you should do is contact your insurance company. Below you will find three tips to help things go much better for you. Hire an Insurance Adjuster An insurance adjuster will be sent out to your property to determine the damage the flood caused your home. This is important as this will show the insurance company the amount of money they need to pay in order to repair all damages and get your home back to normal.…Read More »
Can You Insure It? Yes, You Can!
When you buy a house with a mortgage, your lender will not allow you to close on it unless you have homeowner’s insurance for the property. This requirement is a standard rule across the board with all lending institutions. Once you pay off your loan, you will no longer have a lender telling you that you must have home insurance. Does this mean that you should cancel your policy? It means that you can choose to cancel it if you wish, but this is not always a smart move.…Read More »
Your commercial insurance protects you against liability, and icy sidewalks can be one of your biggest liabilities. Here’s what you need to know about snow shoveling during the winter months and making sure your commercial liability insurance protects you. Check Local Laws In most areas where it snows, local laws will tell you when you have to shovel snow. Business owners are almost always responsible for shoveling the sidewalks in front of their businesses even when it’s a public sidewalk installed by the government.…Read More »