Landscaping companies need a variety of business insurance policies because they’re exposed to multiple risks. If you mow lawns, plant trees or otherwise perform landscaping services, carefully consider whether your business needs the following two types of insurance coverage. Selling Landscaping Products: Product Liability Insurance Businesses that sell products to customers can be held financially liable if those products cause property damage or personal injury after the sale. Even if a business is found faultless in a liability lawsuit, merely defending a business against allegations is frequently an expensive process.…Read More »
Can You Insure It? Yes, You Can!
Property insurance plans cover a diverse range of properties, including everything from vacant land and remote cottages to multi-unit condominium buildings and commercial structures. These insurance plans have many different features and nuances as a result, but they all follow the same basic structure. Here’s how to understand the structure of a property insurance plan. Structural Coverages: For Improvements The structural coverages in a property insurance plan are the coverages that actually insure the improvements made to a piece of land.…Read More »
There are many risks that come with growing a business. Some losses of income occur due to circumstances outside of the control of the business owner. Violent or unexpected acts of nature can quickly make it impossible to run the business. Here are a few ways to benefit from working with a loss of income insurance claims adjuster. The claim for loss of income is valid for full or a partial loss of business income.…Read More »