When you buy a house with a mortgage, your lender will not allow you to close on it unless you have homeowner’s insurance for the property. This requirement is a standard rule across the board with all lending institutions. Once you pay off your loan, you will no longer have a lender telling you that you must have home insurance. Does this mean that you should cancel your policy? It means that you can choose to cancel it if you wish, but this is not always a smart move.…
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Your commercial insurance protects you against liability, and icy sidewalks can be one of your biggest liabilities. Here’s what you need to know about snow shoveling during the winter months and making sure your commercial liability insurance protects you.
Check Local Laws
In most areas where it snows, local laws will tell you when you have to shovel snow. Business owners are almost always responsible for shoveling the sidewalks in front of their businesses even when it’s a public sidewalk installed by the government.…
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Home insurance premiums are an expense that every homeowner must pay, but not everyone pays the same amount. While premiums are based on many factors, some homeowners pay less because they find ways to reduce their premiums. Use these strategies to save on your home insurance costs.
Look at Quotes with an Independent Agent
No matter what home insurance coverage you need, one of the best ways to save on a policy is to compare quote options with an independent insurance agent.…
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