Perhaps you have been driving a refrigerated truck for a while and are now searching for a new insurance company, or maybe you are insuring your first refrigerated truck. Obviously, shopping for truck insurance can be very difficult to manage, and you may find that your rates are surprisingly high. Want to know more about refrigerated trucking insurance? Keep reading to learn more.
Refrigerated Trucks Come With Many Risks
One of the biggest risks that refrigerator trucks carry is the fact that the refrigeration unit can actually break down without the truck itself breaking down.…
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Auto insurance is something that you need if you plan on driving. Most states have a minimum amount of auto insurance that you must carry to be able to drive. You will also want to have a policy in place in the event of an accident. While auto insurance is a necessity, it can be pricey. The average yearly premium is $1,758. Rates are often determined by factors that you have little or no control over, such as your age or gender.…
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Auto insurance policies come with several different coverages, each of which provides unique protection. Here are a few coverages that protect your car in various ways.
Collision Coverage: Protection in an Accident
Collision coverage is perhaps the most straightforward of these protections. It offers protection against damage that occurs in a collision, which is generally defined by the insurance industry as a multi-vehicle accident.
Exactly how your auto insurance policy’s collision coverage treats a multi-vehicle accident depends on who’s responsible for the accident and the laws of the state the accident took place in:…
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