In this day and age, many people turn to the internet when shopping for car insurance. While there is nothing wrong with buying car insurance online, it may not be your best option. Whether you have just bought a new car and you need to get a new auto insurance policy, or if you have had the same insurance for years and are interested in making a change, you should seriously consider working with an independent car insurance agent.…
Your likelihood of filing an auto insurance claim, plus the potential value of such claims, determine your auto insurance risk. Lower your risks to enjoy affordable coverage rates. The following measures will help you lower your risk.
Park in a Secure Area
Ideally, you should only park in garages or covered areas. Street parking is particularly dangerous because:
Other vehicles can clip your car Natural disaster, such as storms, can damage your car Thieves can break into or steal your car Thus, safe parking may entitle you to lower rates.…
Landscaping companies need a variety of business insurance policies because they’re exposed to multiple risks. If you mow lawns, plant trees or otherwise perform landscaping services, carefully consider whether your business needs the following two types of insurance coverage.
Selling Landscaping Products: Product Liability Insurance
Businesses that sell products to customers can be held financially liable if those products cause property damage or personal injury after the sale. Even if a business is found faultless in a liability lawsuit, merely defending a business against allegations is frequently an expensive process.…