Can You Insure It? Yes, You Can!
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Auto insurance policies come with several different coverages, each of which provides unique protection. Here are a few coverages that protect your car in various ways.
Collision Coverage: Protection in an Accident
Collision coverage is perhaps the most straightforward of these protections. It offers protection against damage that occurs in a collision, which is generally defined by the insurance industry as a multi-vehicle accident.
Exactly how your auto insurance policy’s collision coverage treats a multi-vehicle accident depends on who’s responsible for the accident and the laws of the state the accident took place in:…
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Are you a beginner when it comes to buying insurance? If so, you might feel nervous about purchasing an auto insurance policy. You shouldn’t feel this way, though. Buying car insurance is not hard to do. In fact, it only requires three basic steps, and here are the three steps you must complete.
Gather the Necessary Information
You may be surprised to discover all the different pieces of information you will need when getting an auto insurance quote.…
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If you want the best protection for your vehicle, you should always add collision coverage to your auto insurance policy. With collision coverage, you can receive compensation for the damages you incur to your car, even if you are responsible for causing the collision. Here are several things to understand about how collision coverage works after an accident.
You Won’t Need It If Someone Else Causes the Collision
The insurance coverage you have on your policy does not always cover accidents you are involved in, and it always depends on who caused the accident.…
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If there was a flood in your area that caused a lot of damage to your home, one of the first things you should do is contact your insurance company. Below you will find three tips to help things go much better for you.
Hire an Insurance Adjuster
An insurance adjuster will be sent out to your property to determine the damage the flood caused your home. This is important as this will show the insurance company the amount of money they need to pay in order to repair all damages and get your home back to normal.…
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When you buy a house with a mortgage, your lender will not allow you to close on it unless you have homeowner’s insurance for the property. This requirement is a standard rule across the board with all lending institutions. Once you pay off your loan, you will no longer have a lender telling you that you must have home insurance. Does this mean that you should cancel your policy? It means that you can choose to cancel it if you wish, but this is not always a smart move.…
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Your commercial insurance protects you against liability, and icy sidewalks can be one of your biggest liabilities. Here’s what you need to know about snow shoveling during the winter months and making sure your commercial liability insurance protects you.
Check Local Laws
In most areas where it snows, local laws will tell you when you have to shovel snow. Business owners are almost always responsible for shoveling the sidewalks in front of their businesses even when it’s a public sidewalk installed by the government.…
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Home insurance premiums are an expense that every homeowner must pay, but not everyone pays the same amount. While premiums are based on many factors, some homeowners pay less because they find ways to reduce their premiums. Use these strategies to save on your home insurance costs.
Look at Quotes with an Independent Agent
No matter what home insurance coverage you need, one of the best ways to save on a policy is to compare quote options with an independent insurance agent.…
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Whether you are getting a new insurance policy for a vehicle you have just purchased or you’re tired of your current plan and looking to invest in a new one, there are a few different ways that you might be able to save some money on your auto insurance rates overall. One or more of the following options might be right for your situation.
Combine Your Policies
If your household owns more than one vehicle, consider combining your insurance policies into one.…
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Labels are everywhere, even with auto insurance. One label insurance companies use is “high-risk.” If you end up with this title, it means that you have a higher chance of filing a claim than many others, and you will pay higher rates as a result. Are you wondering what makes you a high-risk driver? Here are some answers to this, along with tips to find insurance if you’re a high-risk driver.…
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One of the ways to keep your home covered is to purchase the proper insurance. This can be more costly than you’d like to pay. You might want to find ways to lower this expense. Here are some useful tips that can enable you to do so with ease.
1. Add other policies
Getting all of your insurance from the same provider is a great way to lower this expense. Do you have a nice type of car that you need coverage on currently?…
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