Can You Insure It? Yes, You Can!
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An auto insurance policy is a necessity if you plan on driving. Personal auto insurance keeps you safe and protects your interests in the event of an accident. Throughout much of the US, there is a minimum amount of auto insurance that you are required to carry, depending on the state. These minimum insurance requirements vary, but most drivers have policies that cover more than just the minimum. If you are looking for an auto insurance policy, here are three things that you should do during your search.…
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Before you hire a public insurance claim adjuster, you will first work with your insurance company’s adjuster. During this time, you will be required to submit documentation and proof of your losses. Even if you think you have a clear claim with your insurance company, you may not get the results you desire. However, you can still get the results and settlement you desire from your insurance. Here are some things to know about dealing with an insurance adjuster.…
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When you buy car insurance, you get to choose what types you want, the amount of the coverage, and the deductible. You always get to choose what add-ons you would like to have. An add-on is an extra form of protection that covers you for a specific purpose, and one common add-on is rental car reimbursement coverage. If you are not sure how this coverage works, here are some things you should know.…
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Perhaps you have been driving a refrigerated truck for a while and are now searching for a new insurance company, or maybe you are insuring your first refrigerated truck. Obviously, shopping for truck insurance can be very difficult to manage, and you may find that your rates are surprisingly high. Want to know more about refrigerated trucking insurance? Keep reading to learn more.
Refrigerated Trucks Come With Many Risks
One of the biggest risks that refrigerator trucks carry is the fact that the refrigeration unit can actually break down without the truck itself breaking down.…
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Auto insurance is something that you need if you plan on driving. Most states have a minimum amount of auto insurance that you must carry to be able to drive. You will also want to have a policy in place in the event of an accident. While auto insurance is a necessity, it can be pricey. The average yearly premium is $1,758. Rates are often determined by factors that you have little or no control over, such as your age or gender.…
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Auto insurance policies come with several different coverages, each of which provides unique protection. Here are a few coverages that protect your car in various ways.
Collision Coverage: Protection in an Accident
Collision coverage is perhaps the most straightforward of these protections. It offers protection against damage that occurs in a collision, which is generally defined by the insurance industry as a multi-vehicle accident.
Exactly how your auto insurance policy’s collision coverage treats a multi-vehicle accident depends on who’s responsible for the accident and the laws of the state the accident took place in:…
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Are you a beginner when it comes to buying insurance? If so, you might feel nervous about purchasing an auto insurance policy. You shouldn’t feel this way, though. Buying car insurance is not hard to do. In fact, it only requires three basic steps, and here are the three steps you must complete.
Gather the Necessary Information
You may be surprised to discover all the different pieces of information you will need when getting an auto insurance quote.…
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If you want the best protection for your vehicle, you should always add collision coverage to your auto insurance policy. With collision coverage, you can receive compensation for the damages you incur to your car, even if you are responsible for causing the collision. Here are several things to understand about how collision coverage works after an accident.
You Won’t Need It If Someone Else Causes the Collision
The insurance coverage you have on your policy does not always cover accidents you are involved in, and it always depends on who caused the accident.…
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If there was a flood in your area that caused a lot of damage to your home, one of the first things you should do is contact your insurance company. Below you will find three tips to help things go much better for you.
Hire an Insurance Adjuster
An insurance adjuster will be sent out to your property to determine the damage the flood caused your home. This is important as this will show the insurance company the amount of money they need to pay in order to repair all damages and get your home back to normal.…
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When you buy a house with a mortgage, your lender will not allow you to close on it unless you have homeowner’s insurance for the property. This requirement is a standard rule across the board with all lending institutions. Once you pay off your loan, you will no longer have a lender telling you that you must have home insurance. Does this mean that you should cancel your policy? It means that you can choose to cancel it if you wish, but this is not always a smart move.…
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