Can You Insure It? Yes, You Can!

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Tips For Making A Personal Property Claim After A House Fire

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If you have a house fire that causes a lot of damage to your home, you’ll need to make a personal property claim to recover from your losses. A good home insurance policy is going to give you two options: to replace the item with no out-of-pocket cost or to take a depreciated cash value of the item if you do not replace it. Here are some tips for making your personal property claim after a house fire.…

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Tips for Protecting a Sports Camp From Risk

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Sports camps come with several inherent risks, and it’s impossible to avoid all of the potential perils that these camps face. There are ways, however, to reduce the risks that a sports camp faces. Use these tips, and you’ll keep your sports camp better protected from loss and liability. Create a Legal Business Structure for the Camp First, make sure your business is set up as a legal business structure. You’ll probably want to make the camp a limited liability corporation or limited liability partnership, but S-corporation and C-corporation structures are also possible.…

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Facts You Should Know When Buying Homeowner's Insurance Policies

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When you are preparing to close on your first home, one of the things that you’re probably trying to sort out is your homeowner’s insurance need. If you’ve never had homeowner’s insurance before, you might wonder where you should start. You’re not alone if this is the case. Here are some things that many people should know about homeowner’s insurance before they close on their first home. What Kinds Of Things Will Homeowner’s Insurance Cover?…

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Own A Small Business? Top Insurance Policies You Should Have

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Taking charge of your business is the key to ensuring that it is successful. There are numerous things you’ll need to do to help make this possible. Selling products or certain services can take a lot of work and effort to do. However, it should be foremost on your mind to keep your company well insured. Learning which business insurance policies you should have in place can be helpful. 1. Vehicle coverage…

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Types Of Commercial Package Policies For Stores

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Commercial package policies are business insurance policies that combine multiple protections together, and there are several types of commercial package policies that stores use to procure the coverages they need. If you run a store, one of these commercial package policies might be right for your business. Convenience Store Commercial Package Policy A convenience store commercial package policy generally comes with the basic coverages that smaller stores need. These include both property protections, such as building coverage for an owned building and contents coverage for inventory in the store, and liability protections, like general liability coverage in case a customer is injured while shopping.…

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Don't Overspend On Medical Malpractice Insurance

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Medical malpractice insurance is a necessary safeguard for all medical professionals. However, while important, there is no requirement for you to overpay on this expense. There are practical things that all professionals can do to keep their cost for this insurance coverage as manageable as possible.   Shopping Around When people shop for homeowners or auto insurance, they rarely pair with the first insurance company they obtain a quote from. You must keep the same train of thought in mind as you shop for malpractice insurance.…

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How Liability Car Insurance Works And Why You Need It

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If you ask an insurance agent to explain all the options in auto insurance coverage, one that you will hear about is liability coverage. The agent might start the conversation with a description of what this is and why you need it. While liability coverage is probably the most basic form of protection you can buy with auto insurance, it is also one of the most necessary types. Here is an explanation of what it is, how it works, and why you need it.…

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What To Do When Looking For Auto Insurance

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An auto insurance policy is a necessity if you plan on driving. Personal auto insurance keeps you safe and protects your interests in the event of an accident. Throughout much of the US, there is a minimum amount of auto insurance that you are required to carry, depending on the state. These minimum insurance requirements vary, but most drivers have policies that cover more than just the minimum. If you are looking for an auto insurance policy, here are three things that you should do during your search.…

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How to Deal With Your Insurance Company's Adjuster

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Before you hire a public insurance claim adjuster, you will first work with your insurance company’s adjuster. During this time, you will be required to submit documentation and proof of your losses. Even if you think you have a clear claim with your insurance company, you may not get the results you desire. However, you can still get the results and settlement you desire from your insurance. Here are some things to know about dealing with an insurance adjuster.…

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Rental Car Coverage: What It Is And Why You Need It

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When you buy car insurance, you get to choose what types you want, the amount of the coverage, and the deductible. You always get to choose what add-ons you would like to have. An add-on is an extra form of protection that covers you for a specific purpose, and one common add-on is rental car reimbursement coverage. If you are not sure how this coverage works, here are some things you should know.…

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