Can You Insure It? Yes, You Can!

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Quickly Shovel Snow Or Risk Not Having Commercial Insurance Coverage

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Your commercial insurance protects you against liability, and icy sidewalks can be one of your biggest liabilities. Here’s what you need to know about snow shoveling during the winter months and making sure your commercial liability insurance protects you. Check Local Laws In most areas where it snows, local laws will tell you when you have to shovel snow. Business owners are almost always responsible for shoveling the sidewalks in front of their businesses even when it’s a public sidewalk installed by the government.…

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Strategies to Save on Home Insurance

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Home insurance premiums are an expense that every homeowner must pay, but not everyone pays the same amount. While premiums are based on many factors, some homeowners pay less because they find ways to reduce their premiums. Use these strategies to save on your home insurance costs. Look at Quotes with an Independent Agent No matter what home insurance coverage you need, one of the best ways to save on a policy is to compare quote options with an independent insurance agent.…

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3 Ways You Might Be Able To Save Money On Auto Insurance

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Whether you are getting a new insurance policy for a vehicle you have just purchased or you’re tired of your current plan and looking to invest in a new one, there are a few different ways that you might be able to save some money on your auto insurance rates overall. One or more of the following options might be right for your situation. Combine Your Policies If your household owns more than one vehicle, consider combining your insurance policies into one.…

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What Makes You A High-Risk Driver And How Do You Get Insurance?

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Labels are everywhere, even with auto insurance. One label insurance companies use is “high-risk.” If you end up with this title, it means that you have a higher chance of filing a claim than many others, and you will pay higher rates as a result. Are you wondering what makes you a high-risk driver? Here are some answers to this, along with tips to find insurance if you’re a high-risk driver.…

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Need Homeowners Coverage? Top Ways to Lower This Cost

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One of the ways to keep your home covered is to purchase the proper insurance. This can be more costly than you’d like to pay. You might want to find ways to lower this expense. Here are some useful tips that can enable you to do so with ease. 1. Add other policies Getting all of your insurance from the same provider is a great way to lower this expense. Do you have a nice type of car that you need coverage on currently?…

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What Kind Of Insurance Provider Does A Small Business Need?

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When you run a small business, you’re going to need insurance to protect you from lawsuits and accidents. This isn’t much different from how you have insurance for various things in your personal life, but you need to have the right kinds of insurance. Here’s what kind of insurance provider you need. Auto Insurance If you drive your car, truck, or other vehicle while doing business, you’re going to need commercial auto insurance.…

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Can Driving Less Help You Save Money On Auto Insurance?

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If you research ways to cut your auto insurance costs, you will likely find a lot of excellent tips you can follow. Following these tips may result in lower premiums, and one tip you could use is driving less. Driving less can help you cut your auto insurance costs, and here are a few things to know about this option. The Effects of How Much You Drive Did you know that auto insurance companies base rates on the risk level of drivers?…

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Using Commercial Insurance To Protect Your Business

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Individuals that are interested in starting a business will often find themselves solely focused on the tasks directly related to running and growing the enterprise. However, this can lead to the entrepreneur failing to take the necessary steps for protecting the business against unforeseen risks and hazards. Protect The Enterprise From The Threat Of Lawsuits A lawsuit can be a serious threat to small and large businesses. In addition to the costs of defending the company against the lawsuit, the fines and damage payments that can result from these lawsuits can severely handicap a business.…

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