Can You Insure It? Yes, You Can!

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Things You Can Do To Hopefully Lower Your Homeowners Insurance

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Like many people are now doing, you may have recently taken a look at your budget and have wondered how you can save some money, especially on things such as your homeowner’s insurance. If so, you will want to spend a little time reading through the upcoming tips that you may be able to use to bring down the cost of the premium for your homeowner’s insurance. Don’t Be Afraid To Shop Around…

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How To Lower Your Auto Insurance Rates After A Car Accident

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If you get into a car accident that was your fault, there is a good chance that your auto insurance company will raise your insurance rates. Insurance companies may believe that you are high risk and increase your premiums to protect themselves. However, you still may be able to take steps to lower your auto insurance rates following a car accident. Here is how. Always Inform Your Insurance Company About an Accident…

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Top Things You Should Know About Cheap Car Insurance

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When you think about car insurance, “cheap” might not instantly be the first word that comes to your mind. However, there are cheap car insurance options out there. These are some of the things that you should know about cheap car insurance if you are a driver, whether you have just gotten your driver’s license or if you have been driving for years. Rates Will Still Vary Just because a company offers cheap car insurance does not mean that they offer the same rates for everyone.…

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Worker's Compensation Premiums: What Affects Your Rates

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As a business owner, worker’s compensation insurance is essential. Not only are most companies required to have it, but it’s an essential investment to protect against financial losses if an employee is injured. If you’re in the market for worker’s compensation insurance for your business, you need to understand what affects the rates that you’ll pay. Here’s a look at some contributing factors to your company’s worker’s compensation policy. What State Is Your Business In?…

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Why Auto Liability Insurance Is Not Enough

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Buying liability insurance is required by law and the failure to maintain insurance can have devastating legal consequences. However, while you can meet the bare minimum required for auto insurance coverage, it’s important to purchase more insurance so you will have peace of mind. Don’t Purchase Too Little Insurance You can save money by purchasing less insurance, but this might backfire. A car accident can be very expensive, and your coverage will only pay for the damages you are liable for up to the policy limit.…

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2 Important Reasons to Buy Renters Insurance

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Even if you’re just renting your home or apartment, you still need insurance. Your landlord has insurance on the property too, but it doesn’t cover your belongings or injuries to your guests. Here’s a look at why having these two types of coverage is so important and why you need renters insurance. 1. Renters Insurance Protects You Against Injury Claims Since you live in your rented house or apartment, you’re responsible for keeping it safe.…

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Shopping For Insurance? – 4 Questions For Car Insurance Agents

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Patiently shopping around for car insurance ensures you get better coverage, insurance terms and helps you save money. As you interact with car insurance agents from different companies, here are four questions to ask. Which Is the Right Coverage? There are different types of car insurance coverages you can get. Depending on your state, each state has set requirements for a specific amount of coverage that each driver should have.…

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4 Things To Know About SR-22 Insurance

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If you’ve had your driving license revoked, then you might be able to get it back on a conditional basis. For example, you might get your license back if you file proof of SR-22 insurance. What do you need to know about the SR-22 system? 1. SR-22 Isn’t An Auto Insurance Policy While people talk about SR-22 insurance, this documentation isn’t actually an insurance policy. It is proof of auto insurance coverage.…

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Six Things Not To Do When Discussing Policies With A Car Insurance Agent

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Choosing a car insurance policy is a big choice you need to make as a driver. Before you decide on a policy, you should discuss policy options with a car insurance agent. Discussing policy options will help you find the best policy for your needs. There are a few common mistakes to avoid to get the most out of conversations with your car insurance agent. The following are six things not to do when discussing policies with a car insurance agent.…

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Factors Affecting Business Insurance Premium Cost

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As a business owner, you need to protect your business with insurance. The insurance covers various risks, including accidents, fires, theft, and lawsuits. However, one significant factor to consider when purchasing business insurance is the premium cost. If you want to know how much you’ll pay for your premium, here are the factors influencing the commercial insurance premium cost. Coverage The different types of business insurance coverage include: Income insurance.…

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