As a business owner, worker’s compensation insurance is essential. Not only are most companies required to have it, but it’s an essential investment to protect against financial losses if an employee is injured. If you’re in the market for worker’s compensation insurance for your business, you need to understand what affects the rates that you’ll pay. Here’s a look at some contributing factors to your company’s worker’s compensation policy.
What State Is Your Business In?…
Buying liability insurance is required by law and the failure to maintain insurance can have devastating legal consequences. However, while you can meet the bare minimum required for auto insurance coverage, it’s important to purchase more insurance so you will have peace of mind.
Don’t Purchase Too Little Insurance
You can save money by purchasing less insurance, but this might backfire. A car accident can be very expensive, and your coverage will only pay for the damages you are liable for up to the policy limit.…
Even if you’re just renting your home or apartment, you still need insurance. Your landlord has insurance on the property too, but it doesn’t cover your belongings or injuries to your guests. Here’s a look at why having these two types of coverage is so important and why you need renters insurance.
1. Renters Insurance Protects You Against Injury Claims
Since you live in your rented house or apartment, you’re responsible for keeping it safe.…
Patiently shopping around for car insurance ensures you get better coverage, insurance terms and helps you save money. As you interact with car insurance agents from different companies, here are four questions to ask.
Which Is the Right Coverage?
There are different types of car insurance coverages you can get. Depending on your state, each state has set requirements for a specific amount of coverage that each driver should have.…
If you’ve had your driving license revoked, then you might be able to get it back on a conditional basis. For example, you might get your license back if you file proof of SR-22 insurance.
What do you need to know about the SR-22 system?
1. SR-22 Isn’t An Auto Insurance Policy
While people talk about SR-22 insurance, this documentation isn’t actually an insurance policy. It is proof of auto insurance coverage.…
Choosing a car insurance policy is a big choice you need to make as a driver. Before you decide on a policy, you should discuss policy options with a car insurance agent. Discussing policy options will help you find the best policy for your needs.
There are a few common mistakes to avoid to get the most out of conversations with your car insurance agent. The following are six things not to do when discussing policies with a car insurance agent.…
As a business owner, you need to protect your business with insurance. The insurance covers various risks, including accidents, fires, theft, and lawsuits. However, one significant factor to consider when purchasing business insurance is the premium cost. If you want to know how much you’ll pay for your premium, here are the factors influencing the commercial insurance premium cost.
Coverage The different types of business insurance coverage include:
Income insurance.…
If purchasing home insurance is on your list of things to do, you might feel slightly confused about what to look for in a policy. Buying a home insurance policy is not difficult, yet it can be confusing if you are unfamiliar with it. If you need a policy, you might have a few questions. Here are four common questions that people ask home insurance agents.
1. Do You Need Home Insurance for Legal Purposes?…
When you’re buying a car, you probably are not thinking about the little details like insurance coverage. Whether you’re purchasing new or used, it’s more exciting to drive your vehicle home than to handle insurance policies and premiums. Of course, getting proper coverage on any car is not only essential to protect your investment, but it’s also the law in most states.
Fortunately, buying insurance for your car doesn’t need to be a hassle.…
When purchasing a homeowner’s insurance policy, it is a good idea to shop around. You want to be sure to buy insurance from a company that best meets your needs. Most companies will give potential customers a free quote on the policies they have to offer so that it is easier for customers to compare different companies and make an informed decision. These are some things you need to consider when choosing a reliable home insurance company.…
