Can You Insure It? Yes, You Can!

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2020

How Collision Coverage Works If You Get In An Accident

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If you want the best protection for your vehicle, you should always add collision coverage to your auto insurance policy. With collision coverage, you can receive compensation for the damages you incur to your car, even if you are responsible for causing the collision. Here are several things to understand about how collision coverage works after an accident. You Won’t Need It If Someone Else Causes the Collision The insurance coverage you have on your policy does not always cover accidents you are involved in, and it always depends on who caused the accident.…

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Had A Flood That Caused A Lot Of Damage? 3 Tips To Help Things Go Smoothly

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If there was a flood in your area that caused a lot of damage to your home, one of the first things you should do is contact your insurance company. Below you will find three tips to help things go much better for you. Hire an Insurance Adjuster An insurance adjuster will be sent out to your property to determine the damage the flood caused your home. This is important as this will show the insurance company the amount of money they need to pay in order to repair all damages and get your home back to normal.…

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Should You Keep Homeowner's Insurance On Your House After Paying It Off?

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When you buy a house with a mortgage, your lender will not allow you to close on it unless you have homeowner’s insurance for the property. This requirement is a standard rule across the board with all lending institutions. Once you pay off your loan, you will no longer have a lender telling you that you must have home insurance. Does this mean that you should cancel your policy? It means that you can choose to cancel it if you wish, but this is not always a smart move.…

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Quickly Shovel Snow Or Risk Not Having Commercial Insurance Coverage

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Your commercial insurance protects you against liability, and icy sidewalks can be one of your biggest liabilities. Here’s what you need to know about snow shoveling during the winter months and making sure your commercial liability insurance protects you. Check Local Laws In most areas where it snows, local laws will tell you when you have to shovel snow. Business owners are almost always responsible for shoveling the sidewalks in front of their businesses even when it’s a public sidewalk installed by the government.…

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Strategies to Save on Home Insurance

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Home insurance premiums are an expense that every homeowner must pay, but not everyone pays the same amount. While premiums are based on many factors, some homeowners pay less because they find ways to reduce their premiums. Use these strategies to save on your home insurance costs. Look at Quotes with an Independent Agent No matter what home insurance coverage you need, one of the best ways to save on a policy is to compare quote options with an independent insurance agent.…

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3 Ways You Might Be Able To Save Money On Auto Insurance

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Whether you are getting a new insurance policy for a vehicle you have just purchased or you’re tired of your current plan and looking to invest in a new one, there are a few different ways that you might be able to save some money on your auto insurance rates overall. One or more of the following options might be right for your situation. Combine Your Policies If your household owns more than one vehicle, consider combining your insurance policies into one.…

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What Makes You A High-Risk Driver And How Do You Get Insurance?

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Labels are everywhere, even with auto insurance. One label insurance companies use is “high-risk.” If you end up with this title, it means that you have a higher chance of filing a claim than many others, and you will pay higher rates as a result. Are you wondering what makes you a high-risk driver? Here are some answers to this, along with tips to find insurance if you’re a high-risk driver.…

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Need Homeowners Coverage? Top Ways to Lower This Cost

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One of the ways to keep your home covered is to purchase the proper insurance. This can be more costly than you’d like to pay. You might want to find ways to lower this expense. Here are some useful tips that can enable you to do so with ease. 1. Add other policies Getting all of your insurance from the same provider is a great way to lower this expense. Do you have a nice type of car that you need coverage on currently?…

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What Kind Of Insurance Provider Does A Small Business Need?

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When you run a small business, you’re going to need insurance to protect you from lawsuits and accidents. This isn’t much different from how you have insurance for various things in your personal life, but you need to have the right kinds of insurance. Here’s what kind of insurance provider you need. Auto Insurance If you drive your car, truck, or other vehicle while doing business, you’re going to need commercial auto insurance.…

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Can Driving Less Help You Save Money On Auto Insurance?

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If you research ways to cut your auto insurance costs, you will likely find a lot of excellent tips you can follow. Following these tips may result in lower premiums, and one tip you could use is driving less. Driving less can help you cut your auto insurance costs, and here are a few things to know about this option. The Effects of How Much You Drive Did you know that auto insurance companies base rates on the risk level of drivers?…

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